Get Car Insurance in 30 Seconds! Starting @ only ₹205/year#

(Compare and Buy Car Insurance & Save Up to 50%*)

Car insurance provides assurance from insurance providers that your investment in the car is secure if you are involved in an accident or the vehicle is stolen, destroyed, or vandalised for a number of reasons. Instead of paying out of pocket, the car insurance provider covers for damage expenses in exchange for a set yearly payment.

Why choose SIB Insure to buy car insurance?

Buy the Best Car Insurance

If you want to get the best car insurance in India, you need first understand what car insurance is.

Car insurance is a sort of general insurance that protects the car, passengers, and you, the driver, from damage and loss in the event of an accident.

Car Insurance Infographic
Car Insurance Infographic

Why is Car Insurance Important to Buy?

Driving can be therapeutic, but it is not always completely safe. Going out on the road in your prized car exposes you, your passengers, and other drivers to the possibility of inevitable accidents. This is where car insurance comes in, making it necessary for everyone to get the finest Car Insurance to secure your peace of mind about the safety of your vehicle. For car insurance, you pay an annual fee to the insurance company. In exchange, it accepts the duty and risk of addressing the repair expenditures in the case of a partial or entire loss of the car due to an accident/collision/theft.

Types of Car Insurance

The Benefits of Buying the Best Car Insurance

Apart from fulfilling the government's necessary requirements, having a decent and affordable car insurance plan can be a helpful decision in the following ways:

Types of Car Insurance

  • Complies with legal requirements.
  • Protect yourself against third-party lawsuits.
  • Improved financial stability.
  • Coverage for vehicle loss or theft.
Documents Required to Buy or Renew Car Insurance

The whole set of documentation required to buy or renew car insurance is provided below. Online purchases may just need you to supply your information, along with scanned versions of the papers. You must provide the originals as well as a few copies for the offline purchase, as shown below:

  • Your vehicle's registration information, including the registration number when making an offline purchase, originals are necessary.
  • Engine number, chassis number, and other vehicle information
  • Personal papers and information about the driver, such as driving licences, address proof, phone number, and so on.
  • If you have a previous car protection coverage, the number is required.
Car Insurance Premium Blending Different

Several things might affect the cost of your car insurance policy. Some are tied to your vehicle, while others are entirely dependent on the driver. The following are the most important factors that might affect the cost of your car insurance policy:

  • The car's age and condition.
  • The Driver's Age
  • The Driver's Driving Record and Habits
  • The car's current market value.
  • Claim the Car's History.
  • The Car's Road Accident History
  • The Insurance Plan's Type and Coverage
  • Deductible.
  • Promotions and discounts available.
Buy the Best Car Insurance Both Online and Offline

There are 2 forms for purchasing car insurance policy: online and offline.

You may buy car insurance online through either the provider's or the SIB's website. Simply go to the website and fill up the lead form with your basic information. After you complete the information form, a list of plans that meet your requirements will display. Choose the vehicle insurance plan and provider that you want from this list and continue with the purchase process. Fill out the application form with your registration information and any other information that is requested.

To buy your best car insurance policy offline, go to your provider's local branch office. Connect with one of the best car insurance brokers there or contact the relevant representative. The designated car insurance broker will guide you throughout the process of buying car insurance offline. Bring hard copies of the relevant papers as well as the originals.

Benefits of Buying Car Insurance Online

Approaches for Finding Cheaper Coverage and the Best Car Insurance Policy

  • Buying Ease
  • Additional Savings
  • The Benefits of Comparison
  • Reviews Are Available
  • Plan Details are available 24 hours a day, seven days a week.